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It is important to understand your needs before zeroing on your choice of insurance policy. Factors like budget, number of dependents, extent of liabilities, loans taken, the liquidity of financial investments made, vulnerability to diseases, pre-existing disorders, etc. must be taken into account before choosing the right kind of insurance policy. WishPolicy helps you decide on the type of insurance you must buy, the amount of policy coverage you must have and the tenure of your policy period.